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The racism of this prroagm takes away from the message.  Mr. Ferguson made it seem as if the current mortgage crisis is due to minority homeowners, particularly in Detroit and Memphis.  The camera shots of minorities further supported his theory.  Mr. Ferguson should have looked further to Florida, Arizona and Nevada where white homeowners were defaulting in waves.  The problem was that many people, whites included, bought homes that they couldnt afford.  If there truly were loans for people with no jobs, income, and bad credit, then everyone would have a home now.  And that surely isnt true.
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